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When you are looking for home loans in Boca Raton, the FHA loans will ensure that you pay a lower rate, generally below the 20% mark, but to obtain a loan at this rate you will need to make sure you have a credit score of 580 or higher. A slightly lower credit score, such as 579 to 500, does not automatically disqualify you from receiving an FHA loan, but it will increase your down payment to at least 10% if not higher.
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