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To try to put this in a nutshell..we are about to make our third trial payment for a HAMP modification. The mortgage company called tonight to tell us.
One of the best ways to stop foreclosure in Florida is to contact the lender and work out a payment plan. Lenders would rather make an agreement with the homeowner rather than foreclose on the property and lose much more money than they would by adjusting a payment plan.
But the process dragged out with me having to submit information over because they did n’t get it, getting new requests from people I did n’t know ( even a new request to lower my interest rate from some other person at The Money Source ), and slow responses from my loan officer. He said it would take about 30 days ; it took 90 day or more.
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Services License Information to obtain license information for the lender. Your lender may be a mortgage banker, California finance lender, or residential mortgage lender. If so, it is state-licensed as a banker or lender. Contact the Department of Corporations. A lender may be a real estate broker and licensed by the state.
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