Jay Collins Senior Loan Officer | NMLS #206214 GA-MLO #27096 Kennesaw – 202603 Bay Equity Home Loans Mortgage Professional Reviews

Jay Collins Senior Loan Officer | NMLS #206214 GA-MLO #27096 Kennesaw – 202603 Bay Equity Home Loans Mortgage Professional Reviews

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Loans, Mortgage Loans One Year ARMs. A mortgage loan in which the interest rate changes based on a specific schedule after a “fixed period” at the beginning of the loan, is called an adjustable rate mortgage or ARM. This type of loan is considered to be riskier because the payment can change significantly.

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